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*ANNUAL PERCENTAGE RATE IS SUBJECT TO CHANGE & CREDITWORTHINESS, MEMBERSHIP, ELIGIBILITY, TERMS, AND CONDITIONS APPLY. **THREE MONTHS WITHOUT A PAYMENT IS AVAILABLE ON APPROVED CREDIT AND APPLIES ONLY TO 2015 OR NEWER VEHICLES FINANCED THROUGH AMERICA FIRST CREDIT UNION AT A YOUNG DEALERSHIP DURING THE SALE PERIOD. ***SEE DEALER FOR VEHICLE MAINTENANCE PACKAGE DETAILS. AMERICA FIRST IS FEDERALLY INSURED BY NCUA. EQUAL OPPORTUNITY LENDER.